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Designed for business owners with good credit scores, the Platinum Business Card from American Express is ideal for the small business owner planning as this card allows users to pay outstanding balances over a period of time.

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For those who qualify, interest rates for new purchases with the card are reasonably low, while balance transfers are fixed at 4.99%. Additionally, a twelve-month long 0% introductory rate applies for new purchases. No annual fees are charged, which also applies to two additional supplementary cardholders. However, there is a $10 annual fee charge for the third supplementary cardholder.

When choosing a gift this holiday season, consumers can look to the American Express Gift Card and Gift Cheque as a way to give more because recipients can receive more than the face amount of the gift card by choosing from a range of special offers at participating retailers and restaurants, such as a free dessert, two games of bowling for the price of one, 20 percent off the purchase of merchandise. Thirty percent of consumers say that an important feature of gift cards is that they come with extras and special offers at stores and restaurants, according to the 2006 American Express Gift Card Survey.*

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As with most other platinum credit cards, a comprehensive insurance plan that includes a purchase protection plan is included as a feature of American Express cards. Apart from that, American Express Platinum Business cardholders also get to receive special discounts and savings at participating merchants such as Hertz, FedEx, AT&T, Staples and 1-800-FLOWERS.COM.

Your American Express Gift Card can be used at any merchant that accepts American Express. The expiration date for your AMEX gift card will expire one year from the date you receive it. One gift card will be mailed for each qualifying purchase. 6 weeks after receipt of your rug(s) for the gift card to be received. If you return any or all of your order which reduces your total order below the qualifying amount, then the $25, $50 or $100 will be deducted from your refund.

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With the American Express Platinum Business Card, cardholders are provided access to the American Express' Small Business Network. Through the Network, small business owners everywhere can manage their account online through the Small Business Dashboard, and even communicate with other small business owners through Community Chat to gain new insights or to promote their businesses. In addition, cardholders can also gain expert advice and read articles posted by other business owners through this portal.

The American Express Gift Card can be redeemed at U.S. retailers and restaurants that accept the American Express Card. It lets the recipient choose from millions of things and experiences, - unlike store gift cards, instead of one place, the American Express Gift Card is good all over the place.** The Gift Card is available in denominations ranging from $25 to $500 and is replaceable if lost or stolen for a fee. //www.americanexpress. gift, and nationwide at tens of thousand of locations, including supermarkets, drug stores, shopping centers, banks and American Express Travel Service offices. //www.americanexpress. gift.

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What's more, those who apply for membership also gain access to the American Express Membership Rewards Program. As a cardholder, every dollar spent earns 1 point and accumulated points can be redeemed gifts, services and experiences. The best thing about the Membership Rewards Program is that there is no limit to the amount of points that can be earned, and the points never expire.

Apply for the American Express Platinum Small Business Card and earn up to 2% moneyback on your spend. 14.9% APR variable. Get 5 Cashback from FreeFivers when you apply and are accepted for the card. You can be activated within minutes and you can continue shopping almost instantly. American Express Platinum Small Business Card is not the only shop you can earn Cashback with, we list over 600 secure online shops, pay cashback when you apply for credit cards, mobile phones and more. We also give users unique access to discounts and special offers.

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All in all the American Express Platinum Business Card is an excellent choice of a credit card for the small business owner. The only drawback is the exclusive approval process which means that not all cardholders will get the lowest possible APR.

Experience more, double money back! Get £25 cashback when you take out an American Express Platinum card. Dell 1.5% Cashback Frankies Limited Time Offer! Earn 2.5% cashback on home computer and business purchases! American Express Nectar Card 5.00 Cashback The AMEX Nectar card gives you 4 points for every you spend at participating sponsors i.e Sainsburys and 2 points for every other spent. 5 Cashback.

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For more information or to apply for the American Express Platinum Business Card, Eric Wasselman recommends Find Credit Cards.